There are many different asset-backed investments open to the individual investor. Each type has own specific risks, benefits and taxation treatment.
There are various deposit-based investment vehicles available in the marketplace. Many customers will have money on deposit either with a bank or building society.
Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit in 2021/22 at £20,000, while several new ISA variants, offer savings "bonuses".
This at-a-glance guide is intended to give you a quick snapshot of a range of different investment vehicles available.